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The Insurance industry is failing the consumer. The concept of fraud is being used by the insurance industry to deceive the public. "Our current national health care system is simple: don't get sick."

 

     
 

The Cost of Illness-Handbook

http://www.epa.gov/oppt/coi/pubs/toc.html

This information gives regulatory analysts a quick and resource-saving estimate of the lower bound cost of medical care for a number of environmentally-related illnesses.

Specifically, this web page contains information on the per capita incremental direct medical costs associated with the various illnesses linked to environmental pollutants. The U.S. Environmental Protection Agency developed this information to provide support for benefits analyses, policy evaluation and development, and other EPA activities. The site contains cost data for numerous cancers, developmental diseases and disabilities, respiratory diseases, acute diseases, and additional illnesses.

Work on this project began in 1991 and is ongoing. The Agency welcomes comments and additional data regarding the information contained in this web page, which can be communicated by clicking on comments link in the footer.

     

The handbook was prepared for the Office of Pollution Prevention and Toxics, under the direction of Nicolaas Bouwes, by Abt Associates, Cambridge, Massachusetts. Funding for the project has been provided by the Office of Pollution Prevention and Toxics, the Office of Water, the Office of Radiation and Indoor Air, and the Office of Policy, Planning and Evaluation.

Cost of Illness Information

Economic information is increasingly used when developing worker & environmental regulations and policies (e.g., California's worker parity bill uses estimates of the cost of illnesses due to lax worker protections).  Cost of illness (COI) estimates are used in arguments to insurers for health training and strategies (e.g., regarding asthma trigger avoidance). Federal dockets for health-related regulations often include COI information and many COI values used environmental work are available at www.epa.gov . The 2001 EPA Cost of Illness Handbook (http://www.epa.gov/oppt/coi/ ) includes some cancers, birth defects, etc, and was developed for use in environmental regulations. Chapter 1discusses key issues affecting the uncertainty and incompleteness of cost of illness estimates, and cancer intro chapter identifies issues specific to those diseases.  Caveats: as with any cost estimate, it is essential to apply inflation factors (from Consumer Price Index) and to review survival data and current practice guidelines for changes.

     



Reliance on cost of illness information is controversial for many reasons.  COI usually includes only direct medical costs that substantially underestimate total costs (discussed in Chapter 1 of the Handbook). COI estimates can be extensively manipulated by economists to achieve desired results (e.g., OMB now requires such heavy "discounting" that some serious illnesses appear to have no costs).  More scrutiny and critique by health professionals is needed in this area, given the role economic analyses play in federal health protection policies.

Kathleen Burns, Ph.D.
Director, Sciencecorps
Lexington, Massachusetts
www.sciencecorps.org
(Co-author, Cost of Illness Handbook)