|
Medicaid Watch:
State Medicaid and Health
Cuts & Expansions
By Thomas P. McCormack [April 1, 2007]
See pp. 12-13
for data & resources to deal with state health cuts.
Deficit
Reduction Act (DRA) state Medicaid plan changes
raising cost-sharing & cutting
benefits were made by ID, KY &
WV and are sought by GA,
IN, NE, NV, OK, RI,
SC, TX & WY; and FL & VT got
HIFA waivers.
States are considering
cutting or
expanding coverage in
AR, CA, CO,
CT, FL,
GA, ID,
IL,
IN, IA,
LA, MD,
MI,
MT, NE, NV, NH,
NJ, NM,
NY,
NC, OH,
OK,
PA, RI,
SC, TX,
UT,
VA,
WA, WI
& WY--but
almost all state expansions exclude
aged & disabled & most un- & under-insured
adults.
Coverage_expanded_in_CO,
DE, DC, HI, IA, IL, KS, LA, MD,
ME, MA, MN, MT, NM, NC, NV, NJ,
NY, OK, PA, TN, TX, UT, VT, VA, WA
& WY.
Many
states are/are considering provider fee raises
(or being urged or forced by courts to) for doctors, dentists,
specialists, children’s & EPSDT services.
States have
strict monthly numerical limits on Medicaid Rx’s--in
AL, AR, GA, KY, MS, OK, SC, TX & WV; but LA, NC & TN eased
their Rx limits.
ADAP
“waiting lists”
and other care-limiting
economies are in effect in 8 or more states and
at least 4 HIV patients died while on a waiting
list in 2006.
State
Pharmaceutical Assistance Programs (SPAPs)
in
AK, HI, IL, IN, MD, MO, MT, NC, NY, PA, RI, SC & WI
still don’t fully cover all
the disabled.
Alabama---Has
no spend down; covers only 12 doctor visits & hospital
days yearly and 4 brand name Rx’s monthly (but unlimited generics);
and adopted ADAP cost containments;
but it again accepts SCHIP applications & plans to raise doctor
fees. The risk pool offers no low income premium
discount & no Medicare supplement.
Alaska---this
Title XVI state has an aged/disabled income level of about 100%; has
no spend down; froze its nursing home income level;
cut the CHIP level from 200% to 175% (1,200 families lost children’s
coverage); tightened home care access rules; has a risk pool
with a Medicare supplement but no low income
premium discount; and created a token SPAP that excludes the
disabled. There’s an ADAP waiting list.
A legislative study proposes segregationally shifting Natives’
Medicaid services & funding onto IHS/tribal plans, paying their
added costs with a 100% federal match from a Medicaid waiver.
Arizona—has
no spend down & no risk pool, yet covers
all families under 200%, but only100% for uninsured
childless (and even non-disabled) adults. The legislature (R) raised
premiums; but Gov. Napolitano (D) called for increased SCHIP
enrollment, but the GOP House voted to
weaken health insurance minimum benefits mandates.
Arkansas---
$100 million in new taxes saved the spend down, Katie Becket waiver
& adult care & bolstered nursing home rates; but other fees are
still to low to attract enough providers. A HIFA waiver funds
barebones, subsidized insurance for workers under 200% (open to
“richer” families @ $100/mo). The state raised children’s dental
fees to 95% of Delta Dental’s rates;
plans to fund most adult dental care; and has a
risk pool with no low income premium discount &
no Medicare supplement. Gov. Beebe & the legislature (both
D) aim for more home-based & HCB care over nursing homes & more
coverage expansion.
California---red tape & a lower income level have taken 200,000
parents off the rolls since 2004; and the risk pool offers no
low income premium discount & no Medicare supplement.
Gov. Schwarzenegger (R) is forcing the aged & disabled into HMOs,
proposed a $1,000 yearly patient dental care cap, made 5% doctor fee
cuts; stopped paying extra Medicare HMO premiums for dual eligibles;
but will forward federal funds to
counties--$228 million over 3 years just for the Bay Area
counties—to serve & cover the uninsured; raise SSP levels to
$849 monthly ($1491/couple); spend $50 million more to expand CHIP;
start 500 health clinics in low income schools; ban patient balance
billing for ER visits; and require prescription discounts for the
moderate income uninsured. He proposed to
cover all uninsured children (even
illegals) under 300%, extend MediCal to all (even
childless, non-disabled) adults under 100% and subsidize insurance
for others under 250% (but illegal alien adults’ care
will stay county-funded), using DSH funds, already-available federal
matching and new provider “fees” on doctors (2%) & hospitals (4%)--
though not raising the aged/disabled income level up
to the new 250% subsidy level
(it’s now 135%).
Hospitals, doctors & GOP legislators oppose
the plan & see its “fees” as unfair taxes.
See
http://gov.ca.gov/index.php?/press-release/5057/ &
http://gov.ca.gov/pdf/press/Governors_HC_Proposal.pdf .His
health reform board aims to end mandated HMO coverage of
contraception, mental health care & cancer screening.
Colorado---has
no spend down; a court voided a law to deny benefits
to legal aliens & once-blocked CHIP applications are again
accepted. New referendum-voted cigarette taxes will raise the CHIP
level from 185% to 200% (covering 4,000 more children), open 600
more HCB and/or Katie Beckett waiver slots, boost funding for low
income clinics & raise the parents’ income level. The state is
shifting children into HMOs. Denver’s Medical Center & the Univ. of
Col. Hospital cut their indigent care & raised their co-pays; and
the state’s Indigent Care program for those not eligible for
Medicaid (e.g., the childless poor awaiting SSA disability
decisions), raised its co-pays: $10 per Rx, $35 per
doctor visit, $270 (!) per hospital stay & $15 to $45 per ER visit.
The state cut rates 15% to the ColoradoAccess HMO, so it then dumped
its 65,000 patients into fee-for-service Medicaid; but it
increased funding for its risk pool
(which still has no Medicare supplement) to even
further discount premiums for low income patients; set up a
board to study coverage expansion; and ordered the Medicaid agency
to adopt a consumer-run board’s care plans for the disabled. Gov.
Ritter, bypassing the legislature (both D), will adopt a formulary &
join a multi-state drug buyers’ alliance with advice from a patient,
pharmacist & doctor board; but signed the legislature’s bill
creating a drug discount plan for the uninsured under 300%.
Health advocacy groups, supported by the
Senate leadership, plan to train 2,000 volunteers to enroll 115,000
children.
Connecticut—a
209(b) state; its risk pool has a low income premium
discount but no Medicare supplement. Gov.Rell (R )
added doctor co-pays of $1 to $3; upped SPAP premiums to $30 & its
co-pays to $16.25; imposed a $100,000 SPAP asset test; required
recoveries of SPAP costs from the deceased’s estates; dropped
legal aliens from TANF, Medicaid, CHIP & SAGA (state welfare &
medical programs); forced SAGA patients into HMOs; ended coverage of
adult chiropractor, naturopath, psychologist and occupational.
physical & speech therapy services; but dropped planned Rx co-pays
as uncollectible. The legislature
(D) raised the parents’ level back up to 150% is raising most
pediatric dental fees to 70% of private insurers’ rates for 2007;
and offered Medicaid to the working disabled &
“recovered/ex-disabled”. Rell proposed a disease management plan
for high risk patients; expanding SCHIP; requiring parents to insure
children; and subsidized
barebones
insurance for uninsured adults—yet
offered no funding. Democratic
legislative leaders countered with a $900 million plan to raise the
Medicaid level for all adults to 185%; cover all
children; otherwise subsidize coverage for lower income working
families & small firms; and raise the state’s hospital & individual
provider rates to the Medicare level.
Delaware---has
no spend down or risk pool; but it covers all
adults (even if not parents or disabled) under
100%, yet caps yearly SPAP benefits. Gov. Minner (D) & the split
legislature (D Senate, R House) created a Cancer Treatment Program
for the uninsured not on Medicare under 650% (!) & a state indigent
health program for the uninsured under 200%; raised the health
budget; and boosted provider fees to 65% of private insurance rates.
Both parties favor Minner’s proposal to cover the working disabled,
but the GOP House leadership opposes
funding it with a 45 cent tobacco tax increase.
District of
Columbia---has no risk pool but a DC-funded Health
Alliance covers all the uninsured under 200% except Medicare,
Medicaid & SCHIP eligibles; Medicaid levels are 200%
for parents but only 100% for the childless aged &
disabled; and the SCHIP level was just raised to 300%.
A $240 million health access plan backed by Mayor Fenty (D) boosts
preventive health & cancer screening; anti-smoking, ER & ambulance
services; and upgrades, expands & adds primary clinics. DC also
increased its home health & personal care aides’ pay; is hiring 75
parents as preventive health counselors for school pupils; added
coverage of adult dental care; raised all
its dental fees; will also subsidize indigent dental care at
Howard U. Dental School & low income clinics;
raised its aged/disabled full Medicaid
liquid asset levels by $2,000; and increased its QMB & SLMB
income levels to 300% FPL –which not only made many more Medicare
patients eligible for DC to pay their Part A & B premiums &
cost-sharing: It thereby also made them eligible for
Part D’s full Extra Help. Yet the 2007 budget is short $87
million--mostly due to neglected eligibility workups (and thus
unclaimed federal matching) for CMI, MR & DD clients; and this
deficit is expected to rise to $300 million by the end of 2008.
Florida---former Gov. Bush & the legislature (both R) outsourced
Medicaid, welfare & food stamp eligibility; failed to adequately
fund the risk pool (which thus remains closed to new patients,
although it nominally does have a
Medicare supplement but no low income premium
discount); and got a waiver to privatize Medicaid & convert it, with
premium support & health savings accounts, into a “defined
contribution” HMO-type plan. The state cut the aged/disabled
income level from $719 to $603 on 1/1/06 (77,000 lost coverage); set
up a Medicaid “reform” board; and abolished its SPAP 1/1/06.
A “fail first” rule allows costly mental health drugs only if
cheaper ones don’t work (with Lamictal, Paxil, Wellbutrin, Lexapro,
Zoloft & Zyprexa exempted). The state again covers adult dentures &
hearing aids and takes SCHIP applications year-round.
Provider & advocacy groups are still
suing to raise too-low fees for children’s care; made the
state drop a prior approval rule for nutrition supplements; and
opposed slow Medicaid prior approvals for flu vaccinations. Dade
County started a $40 million plan for school nurses’ routine care &
to enroll pupils in Medicaid & SCHIP; and Gov. Crist (R) awarded a
$36 million contract to Pfizer for case management of 90,000
diabetics & other chronic disease cases.
Georgia---has
no risk pool & ended CHIP coverage of dental surgery &
other care and cut the Medicaid & WIC levels for pregnant women
(7,500 lost coverage) & infants from 235% to 200%; raised CHIP
premiums; ended adult coverage of emergency dental care & artificial
limbs; is moving non-aged, non-disabled patients (including 200,000
on CHIP) into HMOs; ended spend downs for nursing home care (but use
of certain trusts can still get or retain eligibility for some);
capped HCB care costs; and tightened medical criteria for Katie
Beckett waivers (shifting some costs to a foundation instead).
Gov. Perdue & the legislature (both R) plan
to cut nursing home access, raise co-pays & add more managed care &
health savings accounts to Medicaid; but offer the aged &
disabled disease management services.
The state ended 90 day coverage suspensions for children delinquent
in payment of CHIP premiums; but a state
board voted to bar new CHIP applications due to uncertain federal
funding (although Perdue proposed
using Medicaid funds for existing CHIP patients while
awaiting more federal funds).
The rolls fell 60,000 in 2006 due to stricter eligibility
procedures; and the GOP House voted to cut
the CHIP level from 235% to 200% and charge extra premiums for
dental & vision care (supporting the cuts, Speaker Richardson [R]
criticized language accommodations for Spanish speaking immigrants &
declared that arguments for the necessity of health coverage for
poor children---and its basis in Christian teachings on
charity---are “specious”) .
Guam—this &
all other US territories’ Medicaid matching funds are
capped by law far below what states get. The local medically
indigent plan pays less than Medicaid & attracts fewer providers.
Managed care firms are seeking contracts that they say can save
enough to pay providers more. Funds for off-island specialty care,
and air transport to it, are exhausted.
Hawaii—a 209(b)
state with no risk pool; a waiver covers parents &
all uninsured adults not on Medicare under 200%,
(but the childless aged & disabled must be under only 100%).
The state makes employers offer health coverage to employees &
dependents and created a token SPAP
for aged and disabled patients, but with a mere 100%
income level. Gov. Lingle (R) & the legislature (D) raised the child
& parent level to 250% (covering 29,000 more), lowered CHIP
premiums, restored some adult dental care through Medicaid & other
programs and expanded substance abuse care.
Idaho---a Title
XVI state, with no spend down & no risk
pool. Former Gov. Kempthorne & the legislature (both R) raised the
CHIP level from 150% to 185% (with less benefits & more co-pays for
the added patients); funded a pilot
barebones health plan for 1,000 adults; covered the working
disabled; cut state funds for medical care for the temporarily
disabled & those awaiting SSA disability decisions; ended mandates
for health insurance coverage of breast & prostate cancer screening
& mental health; and got CMS approval to set up 3 patient classes:
Parents & children (with a $13 million lower yearly budget, more
cost-sharing & coverage cuts); the disabled & chronically ill; and
the aged. The first (but later the others) will face more
cost-sharing, with differing & lesser benefits for each, and more
preventive care & incentives.
Illinois---this
209(b) state’s main SPAP (funded as a Medicaid Pharmacy Plus waiver)
excludes the disabled, who get only a limited
formulary from a 2nd, separate SPAP. Gov. Blagjoievich &
the legislature (both D) added HIV drugs to the 2nd
SPAP’s formulary (but only for Medicare patients); raised the parent
income level to 185%; agreed to a court order raising children’s
doctor, specialist & EPSDT fees (but
all state fees are still far too
low--and paid much too late, with a
backlog of $100s of millions!--to keep & attract enough
providers, says State Comptroller Hynes); offered subsidized
insurance to veterans left uncovered by VA eligibility cuts;
increased SCHIP income levels; and plan to offer a PCCM plan,
to let anyone under 300% buy-in to Medicaid &
to further raise provider rates.
The risk pool, with a closed waiting list, has a
Medicare supplement but no low income premium
discount. Blagjoievich & a legislative
health reform board proposed a higher parents’ level of 200%
(but leaving it at only 100% for childless
adults, including the aged & disabled);
mandated health insurance for residents & employers, premium
subsidies for those under 400% & tax incentives for small
firms—costing the state $3.5 billion & employers $1.5 billion. HMO
enrollment is still voluntary. Cook
Co.’s hospital system, serving the Chicago-area poor, has a $150
million deficit that now requires service cuts, facility closures &
denial of free indigent care to suburban county residents---caused
partly by not billing & collecting for $250 million in services.
Indiana---this
209(b) state’s SPAP still excludes the disabled;
and, despite court suits, it still has a
much-stricter-than-SSI “209(b)” Medicaid disability rule (one must
be fatally or incurably ill). Gov. Daniels (R
) & the then all-GOP
legislature
doubled CHIP premiums & cut the HCB waiver budget $14 million; yet
let Medicare patients enroll in the risk pool (which has no
low income premium discount) for secondary coverage & added 500 more
HCB waiver slots. The state had to adopt
ADAP cost containments; and the ACLU sued challenging an
only-once-every-6-years limit on dentures & relinings. Daniels’ $1
billion food stamp, welfare & Medicaid eligibility privatization
contract (that could shrink state welfare jobs by 2,500) was limited
to one year only by the new House’s (now D) budget-–which,
he claims, also unaccountably “flat-lines’ Medicaid funding.
The state tightened its lax spend down procedures (but a class
action suit forced it to reinstate 12,606 aged & disabled dropped
with no hearing rights); and funded service plans for 650 more
disabled clients. Doctors complained of the state’s enrolling
patients in managed care plans that pay even less than
regular Medicaid, so the state then agreed to raise their fees.
Daniels plans an expansion
(via HIFA waiver and/or DRA-type plan
amendment) to subsidize insurance
for parents under 200% & for childless--even non-disabled--adults
under only 100%,
funded by a higher tobacco tax (that
the House rejected), relying on HMOs, health savings accounts
& preventive care.
Iowa---a waiver
gives watered-down Medicaid to
30,000 uninsured adults—even if childless or non-disabled--with
incomes under 200% for care at 2 public hospitals (but with
outpatient drugs available only there). The risk pool
has no low income premium discounts & no
Medicare supplement; but extra state funds & Part D’s advent ended
an ADAP waiting list. The old legislature (R ) had sought ways to
cut Medicaid, but
Gov. Culver & the new legislative majorities (all D) are considering
a $1/pack cigarette tax hike to fund more expansions; and plan to
cover 20,000 more children & 9,000 parents; raise Medicaid income
levels; and offer further insurance subsidies to more of the
uninsured working poor.
Kansas---a
Title XVI state. The GOP legislature passed a limited tax
credit to expand small firm coverage, health savings account
measures & a health care re-organization; it abolished the SPAP &
called for more anti-fraud efforts—but did raise provider fees to
about 65% to 83% of Medicare’s rates. Blue Cross & a foundation
subsidize barebones insurance for Kansas City-area families making
under $30,000; but the state risk pool has no low
income premium discount & no Medicare supplement. The
state offers Medicaid to the working disabled, the working
“pre-disabled” (only if they’re in the risk pool & are severely
impaired) and the working “medically improved”/”ex- disabled”.
Because the state plan’s language limited coverage of disabled
institutionalized children to 140/180 days—even though longer stays
are allowed by federal law—CMS questioned matching for over 500 of
them, forcing their transfers to regular foster care, small group
homes or state hospitals. And even Gov.
Sibelius’ (D) modest budget provision to expand coverage for
children under 5 was rejected by the
GOP House, while federal audits disallowed or questioned $146
million in Medicaid matching claims.
Kentucky---
Gov. Fletcher (R) & the split legislature raised Rx co-pays to $1
per generic, $2 per preferred brand name & $3 per non-preferred
brand name drug; but dropped earlier-tightened nursing home & HCB
care medical qualification rules; raised the cigarette tax by 30
cents-a-pack with a further 10-cent raise under study;
reinstated 2,500 dropped CMI clients; and ended an ADAP
waiting list. CMS approved plan changes for: limits of
4-Rx’s-a-month, 15 occupational /physical/speech therapy
visits-a-year & 12 x-rays/ MRIs-a-year, $2 to $10 co-pays for doctor
visits, $2 to $20 co-pays for other outpatient care, $10 to $20
co-pays for unneeded ER visits, a $20 to $50 co-pay per
hospital stay ; annual cost-sharing caps of $225 a person &
$350 a family (except for non-Louisville-area patients, who’ll have
a $450 cap); and co-pays of $3 per
generic, $10 for “preferred” & $22
for “non-preferred” brand name Rx’s for spend downers.
There’ll be 4 Medicaid groups: “healthy” adults; children; the aged
& disabled (including LTC & HCB patients); and MR & DD
patients--each with its own benefits & different, but higher,
cost-sharing: See
http://www.kff.org/7530.cfm
for details. The state settled a lawsuit by starting to move 2,500
disabled into HCB care; and raised children’s dental rates by 30% to
keep & attract providers; but its risk pool has no low
income premium discounts and no Medicare supplement.
Louisiana---cut
allowed Rx’s to 8 monthly (over-ride-able by doctors) and its
Charity Hospital & school health services, adopted a formulary;
may have to adopt ADAP cost-containments; and its risk pool
has no low income discounts & no
Medicare supplement. Hurricanes cut state revenues $1 to $3 billion+
and forced a 10% cut in doctor fees. A healthcare board
is planning a Medicaid “re-design”;
and seeks federal funds to restore healthcare.
But CMS instead is offering only minimal
funding--with even that contingent on privatizing the Charity
Hospitals (the business-oriented Public Affairs Research Council
wants to close all but the 3 of them needed to service medical
schools---which a “Collaborative” of doctors, hospitals & insurance
companies also suggests, along with subsidized private insurance
premium vouchers for 300,000 persons under 200%). Gov. Blanco
& the legislature (both D) offered Medicaid to the working disabled
& mentally ill “pre-disabled” and the
Health Secretary wants to cover more children & raise the disabled’s
income level.
Maine---Gov.
Balducci & the legislature (both D) subsidize health insurance for
workers & dependents under 300%; raised the level for all
childless adults to 125% (but then barred new childless,
non-disabled, non-aged patients) & for parents to 200%;
plan coverage of the working disabled; give limited waiver coverage
to HIV+ persons (even the “pre-disabled”) under 250%; adopted a
formulary; raised taxes on the rich, tobacco & alcohol to fund it
all; are getting caught up on backlogged provider payments; and set
up a board to study more health reform. But the state has no
risk pool. The Medicaid agency proposed a
$74 million reduction in its state funds
budget---justified by projected savings from “cost controls” &
“standardization” of mental health fees; promoting preventive
health; and more chronic disease management.
Maryland---former Gov.Ehrlich (R) closed CHIP to new patients
with incomes over 200% & raised its premiums; but the state supreme
court upheld a ruling voiding his denial of coverage to legal
immigrants here less than 5 years under the state
constitution’s equal protection clause. An AARP/Legal Aid suit says
the state’s HCB waiver medical admission rules are too strict. The
higher income SPAP excludes the disabled & merely
subsidizes Part D premiums; while the lower income SPAP was merged
with a state clinic care program into a waiver for all
adults (even childless & non-disabled) not
on Medicare under 116%. Despite a recent dental fee raise,
specialist & dentist rates are still too low to
attract providers (one child with access barriers even died when an
untreated tooth infection spread to his brain). The state has
a risk pool with low income premium discounts but
no Medicare supplement (it even
offered to fund Medicaid expansion with its $75 million surplus!);
and it gives Medicaid to the working disabled. But in 2005 a state
insurance board let small firm health plans covering 450,000 persons
drop meaningful Rx coverage. A tax on firms spending under 8% of
revenue on health insurance was voided by a federal court & a state
appeal to the 4th Circuit failed.
A House (D) -passed bill, using a new
$2-a-pack cigarette tax, raises the CHIP level to 300% & that for
all adults to 116%
and costs $500 million. But Gov. O’Malley &
Senate leaders (both also D) oppose the tax & favor
only a higher CHIP level & modest insurance reforms.
Massachusetts---has no risk pool. Former Gov. Romney’s
(R) health cuts were killed by the legislature (D). He restored
dental care for women who are pregnant or have children under
3---but called for tougher work rules even for
disabled welfare clients awaiting SSA decisions; limited
state “Free Care” patients to low income clinics; and imposed $3
clinic & generic drug and $5 ER & brand name drug co-pays on them.
Yet he signed a bill to expand Medicaid;
require all residents to be insured
(which business & insurance industry groups now call for postponing
18 months); subsidize small
employers & workers under 300% (adults will pay $18-$106 of a
$175-$380/mo premium); raise the CHIP level to 300%; restore
all adults’ dental & eyeglass benefits; and raise the
parents’ level to 200%. But it
fails to raise Medicaid’s childless aged (100%) &
disabled (133%) levels to the new, higher 200% parental level too.
Some doubt its fiscal stability (see
www.healthreformprogram.org
for critiques & details). CMS approved expansions & continuances of
waivers to cover HIV+ (including the “pre-disabled”) & childless,
non-disabled patients; and for DSH funds use. Gov. Patrick (D) seeks
$72 million for public health, preventive care & immunizations; and
pledges to carry out & refine the reforms.
Michigan---has
no risk pool. It ended almost all adult dental,
hearing aid, podiatry & chiropractic care and stopped enrolling
new childless non-disabled adults under 100% into its
outpatient care-only waiver. The then-all-GOP legislature passed
bills with more & higher premiums & co-pays, which Gov. Granholm (D)
called “unprecedented in [their] cruelty”. Yet she accepted
compromises to protect most current recipients; adopt
some cost-sharing; impose some stricter eligibility rules for
some new applicants only; abolish the SPAP; and even
require Orwellian patient urine tests for smoking & sugary/fatty
diets (violators face $10 penalty premiums). But she restored adult
dental care, raised children’s dental fees to private-pay levels and
child wellness & adult preventive care rates 30%;
asked CMS for $600 million more in federal
waiver funds to subsidize insurance for the working poor & small
firm employees under 200%.
Wayne Co.(Detroit) began an effort to enroll 100,000 new Medicaid &
SCHIP patients and Genesee Co.(Flint) voted to subsidize coverage
for uninsured workers & families under 200% --while Ingram
(Lansing), Muskegon & Wayne Counties already do the same. A
court voided a law letting providers make patients actually pay
co-pays. The Senate (still R; the House is now D)
voted to raise cost-sharing still higher &
even more strictly compel patients
to treat
obesity, smoking and high cholesterol & blood pressure.
The state had to adopt ADAP cost
containment measures.
Minnesota---this 209(b) state has a risk pool with low
income premium discounts and a Medicare supplement; it
raised premiums & co-pays for Medicaid, CHIP & MinnesotaCare
(state-subsidized insurance), cut the latter’s income levels and
denied Medicaid & CHIP to legal aliens (nearly 30,000 lost
coverage). Gov. Pawlenty, the House (then R) & the Senate (then &
now D) raised tobacco taxes to restore previous cuts. A court voided
a state law letting Medicaid providers deny care or Rx’s to
those who don’t make co-pays; but the
state’s ADAP proposed to drop patients who don’t make its
co-pays; and the SPAP was abolished 1/1/06.
Yet Pawlenty funded a $2 million Rx discount plan for
uninsured & Part D donut hole patients;
$4.5 million more for the state SHIP; and Medicaid for
some diagnoses of the working “pre-disabled”, and the
“recovered/ex-disabled” & fully disabled.
He proposed expanding SCHIP by 90,000 & MinnesotaCare by 23,000,
create a 2nd
barebones version of MinnesotaCare;
and raise LTC fees by $92 million & the mental health budget
by $20 million, The House (now D too)
countered with a $10.2 billion plan for “universal” coverage by
2010. Defying a federal proposal to lower Rx dispensing fees,
a state advisory board asked the legislature to triple them
to $10.
Mississippi---has no spend down; its risk pool has
no low income premium discounts & just stopped
offering a Medicare supplement. Gov. Barbour (R ) cut the
aged/disabled level from $1,000+ to $603 on 1/1/06 & slashed CHIP
eligibility (65,000 aged & disabled & 2,500 children were dropped);
reduced covered brand name drugs to 2 monthly plus 3
generics (but HIV patients get 5 brand names &
there’s a suit challenging the limits); and cut physical, speech &
occupational therapy. CMS forbade further use of a dubious state
funding scheme, forcing him to seek $90 million more for Medicaid
from the legislature (D) after his hospital tax plans fizzled.
Greater eligibility red tape forced 50,000 more off the rolls.
Missouri---a
209(b) state; its risk pool has no Medicare supplement
& no low income premium discounts. Gov. Blunt & the
legislature (both R) cut the aged/disabled income level from 100% to
85%; ended state medical aid & welfare for those awaiting SSA
disability decisions; dropped coverage of the working disabled; cut
the parents’ level to 23% from 75% (but a court reinstated those who
qualify on other bases); ended adult dental, podiatry, hearing aid,
appliance & eyeglass benefits (but a
federal court voided a denial of durable medical equipment);
enacted new & bigger Medicaid co-pays; raised CHIP premiums; made
46,000 more children pay them; denied CHIP to those with
“affordable” work coverage, even if it’s really too costly (20,000
lost CHIP; but then the state exempted families with work plan
premiums over 5% of income); and tightened medical rules for nursing
home, HCB & home health care. Yet CHIP co-pays were ended; doctor &
nursing homes rates were raised; and the SPAP was expanded
to cover the disabled (after their 2 year Medicare
waits). Blue Cross & a foundation
subsidize insurance for Kansas City-area families earning under
$30,000. The state restored eyeglass & wheelchair items coverage. A
2006 referendum to raise tobacco taxes to restore some Medicaid cuts
& raise the income level toward 200% only barely failed to pass.
Blunt condemned Medicaid as an “outdated relic”;
cut off funds for Planned Parenthood’s
women’s cancer screenings (because some of its clinics use
private funds for abortions); and
proposed hiring MDs, RNs & lay workers as health care
coordinators; getting 5,000+ patients (even
the disabled) to sign “independence” contracts” to find jobs & give
up Medicaid; an insurance subsidy
plan for low income workers in firms of 50 or less
(which he later weakened at business
groups’ behest);
possibly higher co-pays & use of “premium
support” to only buy private coverage in lieu of keeping
Medicaid as secondary payer;
benefits for foster children to age 21; again raising doctor
fees; covering more poor children;
using
assigned
primary care doctors & more managed
care; preventive care;
and dental, vision & other extra
care “rewards” for the “compliant”.
Both parties’
token
working disabled Medicaid restoration bills
still
exclude most SSDI & VA recipients. See critiques at
www.mobudget.org
Montana---its
risk pool offers both low income premium discounts
and a Medicare supplement. Former Gov. Martz (R) added
more & bigger co-pays, restricted nursing home eligibility, cut
doctor visits for the aged & disabled to 10 yearly, dropped coverage
of some hospice & home health care. But Gov. Schweitzer (D) and the
now-split legislature ended the CHIP waiting list; covered 2,000
more children; funded buying pools to help small firms insure
workers (which he now wants to expand to
1,000 more workers); want a
HIFA waiver to fund a higher CHIP
level to cover 10,000 more children & give
barebones Medicaid to 3,000 more
adults; raised Medicaid’s family asset level to $15,000 (thus
switching 3,800 children from CHIP, which has a capped budget, to
Medicaid, which doesn’t) so as to cover more children; and
created a token SPAP for aged and disabled Medicare
patients under 200% (but it doesn’t cover the disabled
during the 2 year waiting period). State case & disease management
programs save over $20 million yearly.
There’s an ADAP waiting list.
Nebraska----a
Title XVI state; its risk pool has no Medicare
supplement & no low income premium discount. Former
Gov. Johanns (R) & the nominally “non-partisan’ legislature ended
coverage for 15,000 welfare-to-work parents (a court order
voiding/delaying much of the cut was upheld on appeal).
The state pays Part D
co-pays for dual eligibles in HCB waivers and board & care homes. A
state reform study board seeks to save Medicaid $72 million yearly
by making it a “defined contribution” plan
& fostering assisted living & HCB waiver care over nursing
homes.
Nevada---a
Title XVI state with no spend down & no
risk pool. Gov. Gunn (R) & the split legislature raised taxes $1
billion for Medicaid; covered the working disabled; upped the
pregnant women’s level to 185%; raised the SPAP income level &
covered the disabled (even during the 2 year wait)
in it; will use DSH & SCHIP funds,
a HIFA waiver & a CMS risk
pool grant, for
barebones
insurance of small firm workers & families (with employers to pay
50% of—and workers to get a $100/mo subsidy for--premiums);
added some adult dental & vision care;
boosted state ADAP funding; raised CHIP premiums; rejected adding
co-pays to Medicaid; and set up a board to study reforms.
But the health agency’s $28 million
proposal to raise Medicaid/CHIP doctor & dentist rates by at least
24% is threatened by a $50 million
sales tax shortfall.
New
Hampshire---a 209(b) state with a risk pool that has no
Medicare supplement & no low income premium discount.
Gov.Lynch (D) expanded SCHIP; added state funds to ADAP; signed a
tobacco tax increase for health care; called for a $2 million boost
in home care rates & expanding home-based care over nursing homes;
proposed funding more SCHIP enrollment; and plans better
case/disease management. But the state still has a
stricter-than-SSI “209(b)” Medicaid disability rule (inability to
work for at least 4 years);
it is enrolling all non-aged patients into managed care;
and, despite a 65% fee increase funded by the legislature
(now D), children’s dental rates are still too low to attract enough
providers.
New
Jersey---has no risk pool & it privatized eligibility
determinations for SCHIP & Medicaid. But the parental level is again
being moved back up toward 133% (covering 80,000 more); a waiver
will cover all (even childless & non-disabled) adults
under 100%; and HCB care is being promoted over nursing homes.
Gov. Corzine & the legislature (both D)
plan a “Massachusetts-lite” health coverage expansion to cover the
uninsured (costing $1.7 billion the 1st year),
but there’s a nearly $50 million state SCHIP deficit;
the proposed budget calls for $3-$6 Medicaid Rx co-pays (apparently
without even any cumulative cap on cost-sharing);
and an audit questioned $52 million in school health
spending.
New Mexico—has
no spend down, but has a risk pool with
a Medicare supplement and low income premium
discounts; its barebones Medicaid
waiver-funded insurance for adults under 200% excludes Medicare
patients. Gov. Richardson & the legislature (both D) dropped
some service cut & cost-sharing proposals; changed eligibility
re-certifications to once instead of twice yearly; raised some
income levels to 235% (covering 7,800 more children & 1,200 more
pregnant women); and chose a task force to
plan coverage expansions---including raising the Medicaid waiver
level to 300% to cover more modest income workers and giving
Medicaid to all (even childless & non-disabled) adults
under 100%.
New York---has
no risk pool; a “Family Health” waiver covers parents
under 150% & all childless (even non-disabled) adults
under 100% except Medicare patients (who must
be under the lower SSI/SSP level). State-subsidized “Healthy
NY” insurance for workers under 250% excludes part timers &
Medicare patients & caps yearly Rx’s at $3,000.
The split legislature (D House; R Senate)
still excludes the disabled from the SPAP, even though
Part D saves it $113 million yearly; began forcing SSI
recipients into HMOs; raised FamilyHealth co-pays to $5 for doctors
& dentists & to $3 for generic & $6 for brand name Rx’s; raised
other Medicaid Rx co-pays to $1 per generic & $3 for
brands; capped yearly Medicaid co-pays at $200; set up a formulary
allowing doctor over-rides; is covering assisted living, chore aide
& adult day care over nursing homes; requested a waiver extension to
keep letting HMOs & clinics do eligibility enrollments; cut the
aged/disabled couple level by $75 monthly; makes the City & counties
pay half of non-federal Medicaid costs (but did cap their yearly
increases at 3.5%); raised Family Health ER co-pays to $25;
let providers deny services to those who
don’t meet co-pays; enacted slightly tighter nursing home
rules for asset transfers (but not for living
allowances or spousal support, or in asset rules for home health &
HCB care); funded AIDS day care health centers; set up a foundation
to spend $250 million it got from Blue Cross on access for the poor
& preventive care; gave Medicaid to uninsured colon & prostate
cancer patients under 250%; and required hospital bill discounts for
those under 300% & banned taking homes from delinquent debtors.
Outgoing Gov. Pataki (R) signed a mental health parity bill. Gov.
Spitzer (D) pledged to add more outreach; enroll 900,000 more adults
& 500,000 more children; raise the SCHIP
level from 250% to 400%; bargain better for lower Rx prices;
promote outpatient clinics & HCB waiver
care over ERs & nursing homes; and improve case management--to
be paid for by hospital funding cuts, which hospitals, their
employee unions & some legislators oppose.
North
Carolina---has no risk pool; it covered the working
disabled (eff. 7/1/07); and increased covered Rx’s
from 6 to 8 monthly (with exceptions for 3 or even more additional
ones). It first abolished, but then resurrected, a SPAP
– which again excludes
the disabled—to pay up to
$18 of Pt. D premiums for those not
on full Extra Help with incomes under 175%. CMS forced
cuts of $80 million in HCB care & home aides for 5,000 disabled. The
state gave $75 million more to low income health clinics and, while
the UNC hospital system eased some indigent assistance rules, it now
makes patients pay up-front cash co-pays. Children’s dental rates
are too low to attract providers. The state makes its counties pay
15% of Medicaid costs So Gov. Easley & the legislature (both D)
froze their costs for 2007 (but state
funding to do so may now be $28 million too low); raised the
ADAP income level to 200% (adding millions in state funds to its
budget); are considering starting a risk
pool without
a low income premium discount; but cut money 75% for
kindergarteners’ eye exams. A federal audit says the state should
refund $15.5 million (plus $90 million more from hospitals) in DSH
funds.
North
Dakota---this 209(b) state has a risk pool with a
Medicare supplement but no low income premium
discount. Fees are now too low to attract providers & must be raised
$17 million, according to a GOP legislative study Yet Gov. Hoeven
(R) called for a $401 million Medicaid budget without
any fee increases, but for promoting HCB care over nursing homes.
Ohio---a 209(b)
state with no risk pool. Former Gov. Taft & the
legislature (both R) cut the parents’ income level from 100% to 90%
(27,000 lost Medicaid 1/1/06); raised Rx co-pays to $3; slashed the
adult dental budget by 50%; ended adults’ independent psychologist
care; cut state secondary payments for dual eligibles; herded
patients—with some exceptions--into HMOs (one plan then even cut
transport to dialysis); took $80 million from state Disability
Medical Assistance (DMA) for 15,000 disabled awaiting SSA
eligibility decisions; and let providers
refuse service to those who don’t meet co-pays. Yet they
created over 2,000 new HCB waiver slots & moved 700+ patients into
beefed-up home care and Taft signed a mental health insurance parity
bill. But they kept the monthly
aged/disabled level at only $543 (the nation’s lowest)
and barred new DMA applications. A state audit said $400
million—plus $40 million in overpayments--can be saved by Medicaid
reforms. Yet Medicaid costs fell $300 million yearly,
bringing calls to reverse earlier cuts &
bolstering Gov. Srtickland’s (D) plan to raise the SCHIP level to
300% (adding 100,000 children), have Medicaid subsidize insurance
for 300,000 working poor & let “over-income” adults “buy-in” to
Medicaid. He also found funds to
admit 1,100 more waiting list patients to HCB waiver care and the
Senate voted to give Medicaid to the working disabled.
Oklahoma---this
209(b) state has a risk pool with no Medicare
supplement & no low income premium discounts. It cut
the Medicaid level from 185% to 100% for children over 1 & from 100%
to the much lower SSI/SSP level for the aged & disabled, ended the
family spend down, re-imposed a
“3-Rx’s-a-month” limit and cut the nursing home & HCB waiver income
level. But Gov. Henry (D) covered the breast & cervical cancer and
working disabled groups; got higher tobacco taxes to fund a
HIFA waiver to subsidize
barebones insurance for 50,000+
workers & spouses 185%, in firms with under 50 workers---and
in 2007 proposed the plan’s further expansion. The split
legislature plans to cut $100 million in fraud & abuse;
change Medicaid into a defined contribution plan with a 2nd
HIFA waiver; offer fewer, “customized”,
cheaper benefits; offer only premium support instead of secondary,
wraparound Medicaid if patients can get work coverage; promote
health savings accounts; end private insurance benefits mandates;
cut ER & nursing home costs by promoting home, primary &
clinic care; raise provider fees; and expand mental health care
(with help from a federal grant). A Senate
panel voted to raise the SCHIP level from 185% to 300%.
But the state ADAP had to adopt
cost-containment measures.
Oregon---this
Title XVI state has a risk pool that just dropped offering
a Medicare supplement but still has low income premium
discounts. An anti-tax referendum cost 70,000+ adults their coverage
via income level cuts & premium raises; ended the spend down for all
but transplant & HIV patients (enrollment fell over 50%); limited
adult dental care; ended their vision care; and cut covered rural
HMO hospital days to 18 yearly. The state’s
ADAP reportedly had to adopt some patient cost-sharing. Gov.
Kungoloski & the legislature (both D) created and then expanded a
general drug discount plan.
Pennsylvania---has no risk pool, but it subsidizes
barebones “AdultBasic” insurance for adults under 200% that
excludes Medicare patients & has no drug benefit.
Its SPAP still fails to cover
the disabled under 65, even though Part D saves it $170 million a
year. Gov. Rendell (D) & the old all-GOP legislature arranged
for the SPAP to wraparound Part D & pay its premiums & cost-sharing
for joint eligibles; cut covered inpatient hospital stays to twice a
year (but only once yearly for General Assistance patients),
inpatient rehabilitation stays to once a year and men’s doctor &
clinic visits to 18 a year; got $85 million more from Blue Cross
plans for the AdultBasic budget to cover 30,000 on its waiting list;
funded “universal” SCHIP; and offered Medicaid to the working
disabled & “recovered/ex-disabled”.
Rendell’s health expansion plan would use higher tobacco taxes,
re-directed AdultBasic & Community Health Reinvestment monies, DSH
funds, Medicaid waiver matching and a 3% payroll tax on employers
not offering insurance to subsidize coverage for those making under
300% (with monthly premiums of $130 for firms of under 50 employees
& of $10-$70 per adult for workers), starting 1/08 & phasing-in some
employer costs & mandates. The plan
does not seem to raise the aged/disabled Medicaid
level (now only 100% vs. a new 300% subsidy level for workers)
nor expand SPAP coverage to the disabled. See
http://www.phlp.org/Website/alerts.asp for details/critiques.
The once all-GOP legislature now has split party control.
Puerto
Rico----federal law caps its Medicaid matching funds far below what
states get and it has an ADAP waiting list.
Rhode
Island---has no risk pool, but does have a 185%
parental/family income level. It added coverage of the
disabled over 55 to its limited-formulary SPAP; and offered Medicaid
to the working disabled. Gov. Carcieri (R) vainly attempted some
eligibility & benefit cuts, added $7 million+ in state funds to
ADAP, signed a bill to subsidize insurance
for some low-paid workers in small firms (but it also
weakened the health insurance mandated benefits law) &
proposed cutting outpatient fees 10%.;
but a court voided his adoption of Medicaid drug co-pays without
the legislature’s (D) consent.
South
Carolina---has no spend down. Its risk pool has
a Medicare supplement but no low income premium
discounts. Gov. Sanford & the legislature (both R) cut Medicaid Rx’s
from 4 to 3 monthly; added co-pays for
hospitalizations ($40), ER visits ($25), doctor visits ($2),
dentists ($3), prescriptions ($3) &, medical equipment ($3)and
seek CMS approval for Medicaid health
savings accounts, enrolling Medicaid patients in a form of the state
employee health plan & bigger co-pays (e.g., $5 per Rx, $100 [!] per
hospitalization, $25 per O/P surgery).
The SPAP has a 200% income limit; is funded as a Pharmacy
Plus waiver; but excludes
the disabled.
Four persons died on its ADAP waiting list
in 2006, when ADAP got only token state funds,
but advocates seek at least $3 million
more this year & $4 million more next year in state money.
South
Dakota---has a risk pool with no low income premium
discount that excludes Medicare patients and no
spend down. Gov. Rounds & the legislature (both R) boosted cigarette
taxes $1-a-pack to fund a $17 million Medicaid deficit.
Tennessee----Gov. Bredeson (D) & the split legislature ended the
Tenncare waiver expansion, dropping 191,000+ adults, but no
children. Except for pregnant women, children & HIV+ persons, doctor
visits are limited to 10 &, hospital days to 20 yearly; Rx’s are
capped at 5 (2 brand names + 3 generics) monthly, with $3 or $5
co-pays except for HIV & Hepatitis C drugs--and for many but not all
drugs to prevent death or hospitalization. The state adopted a
formulary; set Medicaid ER co-pays at $5; covered Weight Watchers;
ended methadone coverage; gave $20 million more to low income &
county clinics; raised Medicaid levels for pregnant women & infants;
added hundreds of HCB waiver slots; raised the CHIP level to 250%;
subsidizes
barebones
insurance with high co-pays
(at first only for workers under 250%, but later also
for the aged & disabled & workers at non-participating firms);
revived a risk pool (with no Medicare supplement, but
with a premium discount for those under 200% that still costs $160
monthly); and created a SPAP—for
which enrollments have already been suspended due to
heavy demand--to cover generics & some but not all brand name
drugs for those under 250% (the generic co-pays alone are $3
to $10). CHIP co-pays are $5 for generics & $20 (!) for brand names;
$15 per doctor visit; $50 (!) per ER visit; $100 (!) per hospital
stay; and, except for also exempting insulin, diabetic supplies &
some mental health drugs, CHIP has the same Rx rules as Medicaid.
See
www.tenncare.org &
www.researchcouncil.org
for details. The state stopped covering benzodiazepines &
barbiturates (even for anxiety, epilepsy, seizures &
mental health), over-riding its own Rx board.
Email
eyesmedia@mindspring.com to
arrange to see Julie Winokur’s documentary, Collateral Damage:
Bad Medicine in Tennessee; it portrays the heartbreaking effect
of the Tenncare cuts on poor patients.
Texas—has a
risk pool that just dropped offering a Medicare
supplement & has no low income premium discounts. Gov.
Perry & the legislature (both R) ended the family-only spend down &
CHIP coverage of prostheses, physical therapy & private duty
nursing; tightened CHIP asset rules (but
one GOP legislator now has a bill to re-liberalize them);
imposed $10 to $20 co-pays for CHIP doctor visits & Rx’s; raised
CHIP premiums; imposed a 90 day wait to enroll in CHIP; cut Medicaid
home health care; and ended adult chiropractic & podiatry coverage.
A court voided a law denying Medicaid to parents who abuse drugs or
alcohol or whose children miss school or checkups. The state wants a
waiver to force TANF families in 8 large counties into HMOs that
will spend $109 million less on their care each 2 years, but
there are delays in HMO plans for the aged, disabled &
institutionalized. The contractor’s service was so poor (122,000
children lost health coverage, even though a study found that over
50% of applicants had proper documentation), that
the state cancelled its
eligibility privatization contract, asked some of its 2,900
laid-off workers to return and gave 28,000 CHIP cases more time to
complete forms. The state ADAP eased
access to Fuzeon. A federal court ruling requiring better EPSDT
outreach survived state appeals; and the
court’s final order for redress, expected in 4/07, may require up to
$3 to $5 billion more in Medicaid expenditures & even increased
provider fees (the House voted to raise doctor, dentist & pharmacist
fees). The state restored Medicaid & CHIP mental health,
vision & hearing aid coverage & CHIP dental care, but
stopped covering day treatment &
revoked a Planned Parenthood birth control contract (because it
privately funds abortions), but now offers birth control &
preventive screening services to all women 18 to 44
under 175%. Perry is considering using DSH
funds to subsidize insurance for low income persons;
Medicaid health savings accounts;
a waiver to raise cost-sharing
even above DRA-allowed levels; offering premium support
instead of wraparound Medicaid if patients can get job plans; and
”selling” the lottery (using 20% of
proceeds for a trust to pay out $250 million yearly to cover some of
the uninsured).
Utah---this
Title XVI state has a risk pool with no Medicare
supplement & no low income premium discounts. A
HIFA
waiver, gives barebones
Medicaid (no hospital, specialists’, nursing home or home health
care; high drug & other co-pays) to uninsured adults (at first only
parents, but now even the childless) under 150% & not on Medicare
(but only if they apply during rare application periods). The state
offers full Medicaid to the aged & disabled under 100%; but
the GOP legislature ended coverage of adult podiatry (even for
brittle diabetics); audiology; speech, occupational & physical
therapy; and vision and dental care (one
patient’s untreated tooth infection caused fatal meningitis);
and won’t raise doctor fees (now so low they deter most providers)
or offer more needed specialty care to the severely disabled. Gov.
Huntsman (R) even had to solicit private donations for dental
care, yet still began subsidizing up to
$150/mo (plus $100 per child) of the employee share of job health
plan premiums for the working poor (eventually to cover 4,000 to
9,000), and a study board he appointed is considering more
expansions. Yet, even with
a $1.6 billion surplus, the GOP legislature still wants
more Medicaid cuts (i.e., “consolidating” eligibility
staffing; a 5% budget increase cap). The health agency’s
formulary proposal was crippled when the Senate added a mile-wide,
“dispense-as-written”, automatic formulary-override loophole.
Vermont—The
legislature (D) only partially reversed Gov. Douglas’ (R)
elimination of adult dental care (dentures aren’t covered & there’s
a $495 annual cap) and providers’ fees are too low to keep & attract
them. But CMS & the legislature approved his
HIFA waiver which, in exchange for
$400 million extra to meet a 5 year deficit, forces patients into
HMOs, promotes HCB care over nursing homes & tightens up asset
transfer bans-- but also caps future federal funds. There’s no
risk pool, but a bi-partisan law cuts family premiums 50%, raises
tobacco taxes and charges $365 to employers that don’t offer health
insurance to fund subsidized, sliding scale premium private
insurance for those under 300% starting in 2007.
Virginia---a
209(b) state with no risk pool. $1.3 billion in new
taxes prevented cuts; raised hospital, nursing home & dental rates;
funded 850 more HCB waiver slots; raised the aged/disabled income
level to 80% FPL; and covered 100,000 more children. Gov. Kaine (D)
authorized Medicaid for the working disabled & a SPAP to pay for
co-pays & drugs uncovered by Pt. D plans for HIV+ Medicare patients
under 300% (for which the GOP legislature
later reduced funds, leaving many patients without full donut hole
coverage); raised the nursing home PNA by $10, the pregnant
woman level to 200% and pediatric fees by 15%; and named a board to
bolster Medicaid & plan coverage expansion. The GOP legislature
favors health savings accounts, forcing more patients into HMOs &
raising their cost-sharing. Yet both parties’ leaders
want to add to recent 30% dental & OB/GYN fee increases to attract
providers; and the legislature’s own separate health
study board favors offering “extras” (e.g., adult dental
care, gym fees) to patients who get preventive care.
Washington---had
a risk pool with a Medicare supplement and
low income premium discounts, that somehow was morphed into a SPAP;
restored earlier children’s eligibility cuts; and expanded Basic
Health (state-subsidized, barebones
insurance) by 6,500. It set up a health access board; &
an Rx discount plan for the uninsured; restored some adult
dental care; and covered Part D Extra Help co-pays. A state
audit (which the federal IG said was partially incorrect)
found $1 billion in past improper Medicaid spending, Gov. Gregoire &
the legislature (both D) will reform administrative & Rx controls;
adopt a chronic case management plan; cover assisted living facility
care; raise the SCHIP income level to 250%
(covering 32,000 more children); cover all children by
2009 (with a 2nd increase to 300%); cover foster children
after age 18; and make health plans let children be covered
dependents until age 25. King Co. found $2.4 million to keep
4 low income clinics open; the
state & Group Health Cooperative lowered Basic Health premiums;
and a state hospital association pledged to limit fees for
those between 100% & 300% (although state law already
requires much the same).
West
Virginia---covers only 4 brand name drugs monthly but Part D’s
advent & added state funds eliminated its ADAP waiting list. Its
risk pool has no Medicare supplement & no
low income premium discounts. It cut medical equipment, transport,
incontinence, & wheelchair supply funds;
but failed, in bungled & rigid attempts, to tighten admission
criteria for HCB waiver care:.
Concerned legislators & advocates support a bill to require that the
Medicaid advisory board & the legislature be briefed on & agree to
changes. Gov. Manchin & the legislature (both D) passed bills
to offer primary clinic care to the uninsured employed
poor (but only with employer support),
subsidize $99-a-month private insurance for the working
poor and raise the CHIP level to 300%--all effective in 2007
(but he later sought to delay the CHIP liberalization for at least a
year). The state will assign primary physicians to patients, put
them in managed care & offer them extra “bonus” services
(e.g., “emergent” adult dental care; uncapped
drugs; preventive, anti-smoking, diabetes, fitness & diet services;
etc.). At first enrollment will be “voluntary” & just for
families (but it might later cover the disabled & aged) who sign
“personal responsibility” contracts--with bonuses denied to
non-signers & contract breakers (who’d then face more cost-sharing).
A state plan amendment relying on an
“undue hardship” exemption in a 1993 federal statute mandating
estate recoveries --even against former homesteads-- for Medicaid
nursing home care to exempt & allow passing on of up to $50,000 in
home equity to heirs was disapproved
by CMS; by the US District Court and then on appeal by a 4th
Circuit panel when the state sued CMS;
and the state has now appealed to
the full 4th Circuit.
Wisconsin---CMS
plans to end its Pharmacy Plus waiver-funded SPAP (which
excludes the disabled) 6/30/07 & the state is moving
25% of nursing home patients into at-home & HCB waiver care. Its
risk pool has a Medicare supplement and
low income premium discounts. Gov. Doyle (D) vetoed the old GOP
legislature’s health savings account bill & proposed that the new,
split legislature raise the parents’ level
from 185% to 200%,; set up
state-sponsored reinsurance to cut premiums (by assuming
catastrophic costs) of small firm insurers: open the family
Medicaid/SCHIP expansion waiver (with its much higher
185%/200% income level) to the childless aged & disabled too;
raise tobacco & hospital taxes;
move those on SSI (except MR & HCB patients) into managed care;
and cut
red tape
that impedes children’s access.
.
Wyoming---has
no spend down and its SPAP is open to anyone
under 100% who’s not Medicare-eligible. The GOP
legislature cut the mental health budget by nearly half (even with a
$1 billion surplus & a state chronic case management plan saving $30
million yearly); but seeks to give
barebones
coverage to CHIP parents under 200% (with
higher co-pays, but premium-free
for those under 133%) and to get a Katie Beckett waiver for
mentally ill children. Gov. Freudenthal (D) requested $5 million
more for the risk pool, which has a Medicare
supplement but no low income premium discounts.
SOURCES AND
RESOURCES:
For the 48 states &
DC,
the
2007
federal poverty level (FPL)
is $10,210 yearly ($851 monthly) for one plus $3480 yearly ($290
monthly) for each add’l person;
see the Asst. Secy. for Plan. & Eval. pages at
www.dhhs.gov for AK & HI.
Email
sherry.barber@ssa.gov for a hard
copy of “State
Assistance Programs for SSI Recipients, 2006”
on
states’ Medicaid eligibility rules for
SSI recipients & their Section 1616, 1634 & 209(b) arrangements; if
they offer--plus amounts of & who administers—SSPs, or State
Supplementary Payments (including those for residents of board &
care homes); and state-SSA welfare interim assistance reimbursement
agreements for indigents
awaiting SSI.
See
“Medicaid & SCHIP…for
Immigrants” at
http://www.kff.org/medicaid/upload/7492.pdf
on limits for federal Medicaid/SCHIP
coverage of legal & illegal aliens. Email
adubard@schsr.unc.edu for recent demographics & data.
See
www.kff.org/medicaidbenefits
for states’ 2003-04 “optional”
coverage of chiropractors, podiatry,
dentistry, dentures,
orthodonture, eyeglasses, optometry, hearing aids, audiologists,
psychologists, prosthetics,
medical equipment, hospices and physical, occupational, speech &
other therapy, which some states
later cut in 2004-05.
See
“Outline on State
Medicaid Cutbacks & Responsive Advocacy”
at
www.healthlaw.org for legal
rules states must meet to make cuts & legal arguments against them.
Guides & arguments to oppose cuts
appear at www.familiesusa.org
, www.cbpp.org ,
www.communitycatalyst.org ,
www.TAEP.org and
www.communitycatalyst.org.
See these DRA
advocacy guides,
at
www.healthlaw.org : “The Role of State Law in Limiting
Medicaid Changes”; “Q and
A: State Medicaid Plans” on
preparation & submission rules and procedures for state plan
amendments; and ”The Deficit Reduction Act of 2005:
Implications for State Advocacy” for
tips to prevent bad plan amendments. For a model statute requiring
that plan changes/waivers be approved by legislatures & not just by
Governors or Medicaid agencies, see
http://www.nachc.com/advocacy/Files/state-policy/model520state520legislationh.pdf
and
http://www.nachc.com/advocacy/Files/ModelStateLegislation-AppropriationsRiderssr031406_RS-.pdf.
Legal research & support for challenging the permissibility of state
Medicaid numerical monthly prescription limits under federal law [
42USC1396r-8(d)(1)(B) ] is available from
perkins@healthlaw.org and
stoubman@nhlegal.org
.
See
“Waiver Watch” at
www.healthlaw.org , “Waiver Tool Box” at
www.familiesusa.org, “Coverage Gains Under Recent Sec. 1115
Waivers” (8/05) at
www.kff.org & materials at
www.cbpp.org for news & details on
state waivers.
See
“ADAP Watch” at
www.NASTAD.org for
the latest details on state waiting
lists, cost containment measures & state websites.
The “National ADAP Monitoring Report, 2006: Key ADAP Highlights”,
Chart 1, pp.1-2, at
www.kff.org lists
state income levels. See
the adjacent full Report
for state
cost sharing rules& medical criteria and/or prior authorization
needed for special or costly
drugs. State ADAP formularies
are in a 2nd adjacent document.
Email
alefert@nastad.org for a chart of
state ADAPs’ policies & procedures to coordinate with /wraparound
Part D. The “2007
ADAP Monitoring Report”
& related materials will be posted 4/11/07 at
www.kff.org &
www.NASTAD.org
States’
August, 2003 cost-sharing, premium &
co-pay rules & amounts are in
“Medicaid and SCHIP: States’ Premium
and Cost Sharing” (03/04) at
http://www.GAO.gov/new.items/d04491.pdf ;
but see more recent
state drug co-pay
data in the “State Medicaid Prescription Drug
Reimbursement Chart– March, 2005” at
www.ascp.com .
See
“Pharmaceutical Benefits
Under State Medical Assistance Programs, 2004” (Section 4, pp.
24-46) under “Resources” at
www.npcnow.org on state
formularies, payments, any over-the-counter product coverage, prior
authorization, prescribing/dispensing limits & drug co-pay
amounts & any cumulative co-pay amount caps.
See
http://www.ncsl.org/programs/health/SPAPCoordination.htm &
http://www.medicare.gov/spap.asp on
State Pharmacy Assistance Programs (SPAPs), their eligibility &
coverage rules, and how they
coordinate with Part D.
See
http://www.cms.hhs.gov/partnerships/downloads/1126P.pdf
for
new, 2007
Part D LIS/Extra Help
premiums, deductibles,
co-pays/coinsurance, income & asset levels; and Special Enrollment
rights for those who lose LIS.
Email
jcoburn@hdadvocates.org for a chart on how drug makers’ own
corporate charity Patient Assistance Programs (PAPs) coordinate
with, supplement & interact with Part D:
“PAP Eligibility
Criteria & Medicare Part D” (12/06).
See
http://www.epocrates.com (subscription required) for
regularly updated formularies for each
Part D drug plan.
While Part D
displaces Medicaid for most drugs for dual eligibles,
those 6 narrow classes of drugs that
are specifically excluded by the Part D law can still be covered
for them by Medicaid; such state coverage is re-tabulated from CMS
surveys at
www.medicareadvocacy.org/Part D_ExcludedDrugsbyState.htm
(12/1/05 report under “News”
icon).
See
“Individual Budget-Based Models of LTC’ (1/06) at
www.statehealthfacts.org for
states’ coverage of HCB waiver, home health, personal care aide &
patient-directed home-based care as alternatives to
institutionalization.
A list of 2006
state-set personal needs allowances (PNAs) for patients in Medicaid
SNFs & ICFs and for residents in state-licensed, SSP-funded board &
care supervised group homes is available from
lsmetanka@nccnhr.org .
See
www.statecoverage.net/ for
“State of the States, 2007”
a survey of states’ Medicaid & health
insurance coverage expansions (not including CA & PA) and
“State Strategies to Expand Health Insurance Coverage”
at
www.cmwf.org .
See
www.naschip.org on state health
insurance risk pools and to order “Comprehensive Health
Insurance for High Risk Individuals: A State-by-State Analysis, 20th
Ed.” ($39.95; hard copy only) on state
risk pools: websites, funding, eligibility, benefits, any Medicare
supplements, premium amounts & any premium discounts for
low income patients.
Email
asuchman@aphsa.org for Center on
Workers w/ Disabilities newsletter; federal & state eligibility
rules for their health coverage are in TIICANN’s “State
Medicaid Buy-in..” & “Returning to Work...”
guides at
www.healthlaw.org
See”
TIICANN materials” under the new items
listing at
www.healthlaw.org for “ Painless
Ways To Deal With State Medicaid Shortfalls”
without
harmful cuts; “State Aged/Disabled...Income
Levels” and “State...Parental...Income
Levels”; a
health & Medicaid “Glossary”;
“SPAPs , Part D and...the
Disabled”; “How States Can Make More Patients Eligible
for...Full Part D Extra Help at Little or No...State Cost…”;
and “2007 VA
Health...Benefits”.
|