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The Insurance industry is failing the consumer. The concept of fraud is being used by the insurance industry to deceive the public. "Our current national health care system is simple: don't get sick."

Healthcare Workers & Infectious Diseases

     
 

Main topics can be found within the left column; sub-topics and/or research reports can be found near the bottom of this page.  Thank you

     

Healthcare professionals work within a high-risk occupational group for exposure to many infectious diseases. There are over 30 different bloodborne illnesses that can be transmitted with an exchange of bodily fluids.  In some areas of the world, if a health care worker is positive for an infectious disease, (s)he may be denied employment in a specific or for the total healthcare environment. Laws have been enacted that will deny employment to a health care worker if this worker is positive. (This action gives the general public a false sense of security.) Some hospitals are currently requiring health care professionals to pass a pre-employment medical tests to determine the health care status of this potential new hire.

Needle stick injuries are not uncommon. Thousands of health care workers each year are injected with patients' blood when needles that have been used to perform often life-saving procedures suddenly become virulent projectiles penetrating a palm, a wrist, a finger, a thigh. Approximately 800,000 U.S. health care workers will be injured by patient needles this year, according to estimates used by the federal Centers for Disease Control and Prevention (CDC).

Combined estimates from the CDC and EPINet-a computer-based standardized injury tracking system used by about 1,500 U.S. hospitals-suggest that more than 2,000 of those workers will test positive for new infections of hepatitis C, another 400 will get hepatitis B and 35 will contract the AIDS virus.

While AIDS is the most feared infection, hepatitis B and C are also serious and life threatening. Both diseases can lead to liver damage, cirrhosis and cancer. A vaccine is available for hepatitis B, which has helped reduce the number of health care workers infected each year from a high of 17,000 in 1983.

"Every year up to a million health-care workers receive a needle stick, and for many it is a death sentence," says Andrew Stern, international president of Service Employees International Union, the largest health care workers' union in the country, which is campaigning to have all workers use specially designed safety needles. "It's an outrage. This is a preventable crisis. More die of needle sticks than died in the ValuJet crash, but ValuJet sparked all kinds of investigation."

The Hepatitis C Virus epidemic brings large risks to workers' compensation programs and requires new risk management techniques. The workers' compensation industry has generally not recognized these risks, although it is becoming aware of the new challenges that the Hepatitis C Virus epidemic brings. There is much uncertainty about employers' and insurers' liabilities for Hepatitis C Virus-infected workers. The authors intend that, by presenting the results of our actuarial analysis, this report will help define the issues and that our recommendations will reduce the industry's long-term financial exposure.

For those who serve us in a time of need, many healthcare professionals will become infected because they helped a sick or dying patient.  The crime is that many are coverage under some type of occupational injury insurance carrier-but proving that this exposure took place in the work environment is almost impossible. The question is how can anyone prove that at specific point in time, I became infected--the insurance industry has known of this problem for years and has created methods to protect their stake-holders of this monetary loss.  While this strategic plan is good for the short run, it is devastating for the long term. 

There is a shortage of healthcare professionals and the need is growing.  This shortage is also created by the laws of various countries because if you are infected, you cannot practice in your profession.  Even though there are positions within that area that puts no one at risk.  This created shortage in the coming years will have a devastating impact on all of health care.


Document Name & Link to Document

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A Portrait of the HIV+ Population in America Despite the dramatic growth in our knowledge about HIV/AIDS treatment over the past 15 years, several fundamental questions about HIV care still exist: How many persons in the United States receive regular care for HIV infection? What are the characteristics of that population? How much care do HIV-infected individuals use, how much does it cost, and who pays for it? Policymakers, researchers, and the national community depend upon reliable answers to these questions to help guide their decisions in allocating future resources to HIV treatment and research.  

America's Healthcare Crises: U.S. Healthcare Public Policy, Proliferation of Industry Enrichment, and Casualties of Greed

 

President George W. Bush's 2007 State of Disunion Speech proposed non-solutions to America's healthcare access, cost, and quality crises. At best, they are delusional. At worst, the 2007 State of Disunion perpetuates deceptions and misrepresentations of the root causes of our most adversely consequential domestic challenge --- structuring a cost-effective, high quality healthcare system accessible to all Americans. Either way, our national disgrace --- the prioritization of insurance and other corporate interests over the public interest, lack of access to affordable healthcare for all, and failure to develop an infrastructure to ensure consistently high quality care for all Americans --- remain unresolved by impotent activities long after the President's speech. President Bush's State of the Union 2007 is primarily happy talk, spin, and ... tax breaks. Tax breaks are meaningless to people who cannot afford to pay for expensive monthlly premimums, high deductibles, and co-pays. .  

An International Comparison of Cancer Survival: Metropolitan Toronto, Ontario, and Honolulu, Hawaii

A recent study of cancer survival in Toronto, Ontario, and in Detroit, Michigan, compared their ecologically defined poor and found advantaged survival among Canadians for 13 of 15 cancer sites (weighted mean 5-year survival rate ratio [SRR]=1.55).1,2 This consistent pattern of Canadian cancer survival advantage was then systematically replicated with 3 more economically resourceful US metropolitan areas (Seattle, Wash; San Francisco, Calif; and Hartford, Conn).3 Again, significantly better 5-year survival rates were observed for 13 of 15 common types of cancer among the relatively poor of Toronto compared with similarly poor US subjects (SRR=1.35).

Pdf 107 kb

 

Are Vaccines Causing More Disease Than They Are Curing? Barbara Loe Fisher, president  of the National Vaccine Information Center, a consumer's group based in Vienna, Virginia, claims vaccines are responsible for  the increasing numbers of children and adults who suffer  from immune system and neurologic disorders, hyperactivity, learning disabilities, asthma, chronic fatigue syndrome, lupus, rheumatoid arthritis, multiple sclerosis, and seizure disorders. She calls for studies to monitor the long-term effects of mass vaccination and Fisher wants physicians to be absolutely sure these vaccines are safe and not harming people.  

Bias, Discrimination, and Obesity

 

This article reviews information on discriminatory attitudes and behaviors against obese individuals, integrates this to show whether systematic discrimination occurs and why, and discusses needed work in the field. Clear and consistent stigmatization, and in some cases discrimination, can be documented in three important areas of living: employment, education, and health care. Among the findings are that 28% of teachers in one study said that becoming obese is the worst thing that can happen to a person; 24% of nurses said that they are "repulsed" by obese persons; and, controlling for income and grades, parents provide less college support for their overweight than for their thin children. There are also suggestions but not yet documentation of discrimination occurring in adoption proceedings, jury selection, housing, and other areas. Given the vast numbers of people potentially affected, it is important to consider the research-related, educational, and social policy implications of these findings.  
Chronic fatigue syndrome finally gains official respect But the syndrome is now finally gaining some official respect. The U.S. Centers for Disease Control and Prevention, which in 1999 acknowledged that it had diverted millions of dollars allocated by Congress for chronic fatigue syndrome research to other programs, has released studies that linked the condition to genetic mutations and abnormalities in gene expression involved in key physiological processes. The centers have also sponsored a $6 million public awareness campaign about the illness. And last month, the CDC released survey data suggesting that the prevalence of the syndrome is far higher than previously thought, although these findings have stirred controversy among patients and scientists. Some scientists and many patients remain highly critical of the CDC's record on chronic fatigue syndrome, or CFS. But nearly everyone now agrees that the syndrome is real.  

Colorado House Committee Passes Bill Requiring Coverage for Hepatitis C Treatment for Emergency Services Workers

Colorado House Business Affairs and Labor Committee on Tuesday unanimously passed a bill  that would allow firefighters, police officers and emergency services workers to receive workers' compensation coverage for hepatitis C treatment

 

Continuation of article re: Needle Stick Risk

Hundreds of medical workers become infected with the AIDS or hepatitis viruses from accidental punctures each year

 

     

Direct cost of needle sticks and blood exposures

Approximately 800,000 U.S. health care workers will be injured by patient needles this year, according to estimates used by the federal Centers for Disease Control and Prevention (CDC).

PDF  48KB

Economic status and health in childhood: the origins of the gradient That wealthy people live longer and have lower morbidity, on average, than do poor people has been well documented across countries, within countries at a point in time, and over time with economic growth. The positive correlation between income and health is not limited to the bottom end of the income distribution (Adler et al 1994). Indeed, the gradient in health status—the phenomenon that relatively wealthier people have better health and longevity—is evident throughout the income distribution. In this paper we present evidence that the income gradients observed in adult health have antecedents in childhood, and suggest that part of the intergenerational transmission of socioeconomic status may work through the impact of parents’ long run average income on children’s health. Pdf 226
Effect of Tying Eligibility for Health Insurance Subsidies to the Federal Poverty Level Less attention has been given to the disconnection between the growing cost of health insurance and eligibility for health care subsidies in public programs. It is clear that lower income people cannot afford health insurance without some assistance, and various federal and state programs exist to provide or subsidize health insurance for people with limited means. In many cases eligibility for subsidized coverage is based on the relationship of a person's or family's income to the federal poverty level (FPL). For example, children in families with incomes below 200 percent of FPL are generally eligible for subsidized coverage through state Medicaid or SCHIP programs. Another example is a new program in Massachusetts, which requires people to purchase health insurance  
Ethical Challenges in the Care of Persons With Hepatitis C Infection Psychiatric and addictive disorders are often considered contraindications to hepatitis C virus (HCV) treatment. In this pilot study, the ability of 30 veterans to provide informed consent for combined antiviral HCV therapy was examined with a mental health assessment protocol specifically geared to evaluate capacity in this area. The results showed that subjects lacked essential knowledge regarding the course of the disease and the nature of antiviral treatment despite receiving prior counseling. Informed consent assessments of candidates for HCV treatment may identify deficits that are responsive to intervention, thereby allowing patients with comorbid psychiatric and addictive disorders to receive effective HCV treatment.  

Health care exposure

Exposure to toxins and infectious diseases from occupations

PDF  471KB

Health care fraud

Insurance Magazine report-mid way is report about Healthcare fraud

PDF  346KB

Health care workers and AIDS: a differential study of beliefs and affects associated with accidental exposure to blood This study aimed to analyze affective and cognitive determinants of the professional work of individuals caring for patients with HIV/AIDS, in view of the risk and/or experience of accidental exposure to blood. We drew on the theoretical-methodological references of Fishbein & Ajzen and Maslow's theory. Fifty health care workers were evaluated using an attitudes questionnaire and a needs and motivations instrument. The research verified differences between answers by health care workers who had never suffered accidents and those who had already experienced accidental exposure to blood. Health care workers did their work activities motivated by the need for self-fulfillment and valued their own performance when they were able to meet the patients' emotional needs. Among health professionals who had never experienced accidental exposure to blood, the predominant beliefs was that patients feel remorse over having expose themselves to HIV. Accidental exposure to blood raises difficulties in personal life. Technical aspects are also associated with the possibility of accidental exposure to blood.  
Health Spending Projections Through 2013 The rate of growth in national health expenditures is projected to fall to 7.8 percent in 2003 because of slower private and public spending growth. However, during the next ten years health spending growth is expected to outpace economic growth. As a result, the health share of gross domestic product (GDP) is projected to increase from 14.9 percent in 2002 to 18.4 percent in 2013. The recently passed Medicare drug benefit legislation (not included in these projections) is not anticipated to have a large impact on overall national health spending, but it can be expected to cause sizable shifts in payment sources.  
HEALTH AND HEALTH CARE OF Southeast Asian American Elders While Southeast Asian refugees and immigrants have the Vietnam War, refugee experiences and acculturation issues in common, there is wide diversity within and across the ethnic groups that comprise the Southeast Asian population. These include: degree of Westernization and acculturation, education and literacy in the home country; migration history; social class and social backgrounds; English and other linguistic skills; social supports; age at immigration, and years in the United States.  

HEALTHCARE WORKERS SORE OVER NEEDLES FDA WON’T BAN

A nursing safety expert asked how many hundreds of medical workers need to die from contaminated needle sticks before the agency bans standard needles and syringes that are causing the injuries.

 

     
Insurance Personnel Within the private sector, the insurance industry has been at the forefront of the societal response to HIV/AIDS, often in the ‘firing-line’ from AIDS activists resulting from the industry’s HIV testing policies. Pdf 372 kb

Principles Oral Health Management for the HIV/AIDS Patient

 

Power Point Presentation 213 kb
State Secret: Thousands Secretly Sterilized From the early 1900s to the 1970s, some 65,000 men and women were sterilized in this country, many without their knowledge, as part of a government eugenics program to keep so-called undesirables from reproducing. "The procedures that were done here were done to poor folks," said Steven Selden, professor at the University of Maryland. "They were thought to be poor because they had bad genes or bad inheritance, if you will. And so they would be the focus of the sterilization."  
The attitude of nurses to HIV/AIDS patients in a Nigerian University Teaching Hospital “The revelation that perhaps up to four million Nigerians might have contracted (the) AIDS virus should spur the country into some form of coordinated action. Despite the havoc which HIV/AIDS has caused throughout the world, particularly Africa, Nigerians have, regrettably, continued to carry on as if nothing is happening. Many people still maintain multiple sex partners and engage in casual and unprotected sex. Our AIDS control strategy remains, at best, unstructured, without direction. If the report that some people have received blood infected with the virus is true, then there is danger on the horizon. It only goes to show that AIDS screening is not properly carried out in the country. Sadly, the problem has been compounded by the fact that the disease is still being treated with a less than honest approach by many Nigerians” (Daily Times 1997) Pdf 152 kb
The Dentist, HIV and the Law: Duty to Treat, Need to Understand The advent of the AIDS epidemic marked the end of a brief "golden age" of infectious disease control that began with the first polio vaccine in 1954, and ended in 1981 with the first AIDS case reports. That brief golden age was when many professionals were trained in their fields. It was a time when everyone - dentists, infectious disease specialists and the public alike - came to believe that the eternal threat of epidemics had been vanquished forever, at least for those nations wealthy enough to afford the latest technology  
The Privacy of Genetic Information Persons being tested (or, in the case of an embryo, fetus or child, the parents) aren't the only people with an interest in the test results. Family members and potential mates, employers, insurers, the press (in the case of a celebrity) and the government all may desire information about a person's genetic endowment, and their interests may have nothing to do with -- or be antithetical to -- the welfare of the proband.  

Tip of iceberg

Insurance Report warning looming Hepatitis C Virus crisis to the Health Care Industry

PDF 445KB

To What Extent the Socio-economic Changes Affect the Health Status of Children? This study aims to investigate the causal-effect relationships, which could potentially explain the changes in the health status of children as a consequence of the economic crisis. In order to broaden the perspectives in which to look at these inherent characteristics, two types of outcome indicators representing the health status of children are employed in this study. They include self-reported child morbidity indicator, which is represented by the occurrence of child illness during the time span of the study, and a measured anthropometric indicator related to the prevalence cases of wasting in children. The inclusions of both indicators are deliberate, so as to highlight and discuss any differences that might arise due to the issues of reliability and systematic bias involved in the data being utilised. Pdf 316 kb
Trends in Access to Routine Care and Experiences with Care-2001 The quality of the health care received by Americans is an issue of public policy concern for several reasons.  First, the level of quality of the health care delivery system affects the capacity to provide timely, accessible, effective and efficient medical care to the population in need of services.  Secondly, estimates of quality of health care are vital to evaluate the costs and outcomes of health care delivery and to help identify potential areas where improvements are necessary.  Finally, all components of the population may not be receiving care equally. Pdf 513 kb
Withholding and Withdrawing Life-prolonging Treatments: Good Practice in Decision-making This guidance develops the advice in Good Medical Practice and Seeking Patients' Consent: The Ethical Considerations It sets out the standards of practice expected of doctors when they consider whether to withhold or withdraw life-prolonging treatments.  

Workers Compensation Report

Insurance Report- The Hepatitis C Epidemic: A Significant Risk for Workers’ Compensation

 

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